Sunrise Banks in Minnesota vs the state
10.7%Denial rate-2.89 pts vs state
11.6%Decision denial rate-4.77 pts vs state
80.0%Origination rate+13.63 pts vs state
—Median rate
—Rate spread (pts)
$78kMedian applicant income
224Loans originated
30Denied
Trend in Minnesota
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 281 | 223 | 8.5% | — | #101 |
| 2024 | 288 | 212 | 12.2% | — | #100 |
| 2025 | 280 | 224 | 10.7% | — | #118 |
What Sunrise Banks lends in Minnesota
By loan purpose
By loan type
Why it denied Minnesota applicants
Where in Minnesota
Counties with the most Sunrise Banks applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hennepin County | 123 | 95 | 13 | 10.6% |
| Ramsey County | 66 | 53 | 5 | 7.6% |
| Dakota County | 29 | 25 | 4 | 13.8% |
| Anoka County | 22 | 19 | 3 | 13.6% |
| Washington County | 11 | 7 | 3 | 27.3% |
| Scott County | 8 | 7 | 1 | 12.5% |
| Wright County | 3 | 2 | 1 | 33.3% |
| Sherburne County | 3 | 3 | 0 | 0.0% |
| Clay County | 2 | 2 | 0 | 0.0% |
| Carver County | 2 | 2 | 0 | 0.0% |
Other large lenders in Minnesota
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 8,694 | 10.6% | 6.38% |
| U.S. Bank | D | 8,624 | 30.4% | 7.88% |
| Bell Bank | A | 7,987 | 5.3% | 6.63% |
| Rocket Mortgage | C | 7,630 | 16.3% | 6.63% |
| Trustone Financial Credit Union | C | 6,066 | 20.0% | 7.25% |
| Affinity Plus | C | 5,438 | 14.6% | 6.63% |
| Blaze Credit Union | B | 4,074 | 12.3% | 6.38% |
| Wings Financial Credit Union | A | 3,960 | 16.4% | 7.25% |
| Crosscountry Mortgage | B | 3,942 | 2.1% | 6.63% |
| Fairway Independent Mortgage | B | 3,327 | 3.2% | 6.75% |
Frequently asked questions
Minnesota: 280 applications in 2025, of which 224 were originated and 30 denied.
10.7% of all applications, or 11.6% of the applications it actually decided on. The Minnesota statewide average across all lenders was 13.6%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Sunrise Banks's own HMDA filing for properties located in Minnesota, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology