Sunflower Bank in Indiana vs the state
20.0%Denial rate+3.43 pts vs state
33.3%Decision denial rate+13.19 pts vs state
40.0%Origination rate-22.25 pts vs state
7.06%Median rate+0.31 pts vs state
1.19Rate spread (pts)+0.82 pts vs state
$88kMedian applicant income
2Loans originated
1Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 6 | 2 | 16.7% | 6.87% | #579 |
| 2024 | 7 | 4 | 28.6% | 6.56% | #571 |
| 2025 | 5 | 2 | 20.0% | 7.06% | #644 |
What Sunflower Bank lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most Sunflower Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Greene County | 2 | 0 | 1 | 50.0% |
| Johnson County | 1 | 1 | 0 | 0.0% |
| Marion County | 1 | 0 | 0 | 0.0% |
| Putnam County | 1 | 1 | 0 | 0.0% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 5 applications in 2025, of which 2 were originated and 1 denied.
20.0% of all applications, or 33.3% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans Sunflower Bank originated in Indiana in 2025 was 7.06%, against a statewide median of 6.75%.
About this data. Figures are Sunflower Bank's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology