Sun West Mortgage Company in New York vs the state
12.3%Denial rate-7.43 pts vs state
14.2%Decision denial rate-9.83 pts vs state
54.5%Origination rate-5.09 pts vs state
6.38%Median rate-0.25 pts vs state
0.28Rate spread (pts)+0.07 pts vs state
$145kMedian applicant income
115Loans originated
26Denied
Trend in New York
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 133 | 57 | 23.3% | 6.50% | #236 |
| 2024 | 156 | 68 | 23.7% | 6.56% | #219 |
| 2025 | 211 | 115 | 12.3% | 6.38% | #201 |
What Sun West Mortgage Company lends in New York
By loan purpose
By loan type
Why it denied New York applicants
Where in New York
Counties with the most Sun West Mortgage Company applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Suffolk County | 67 | 44 | 5 | 7.5% |
| Queens County | 23 | 12 | 4 | 17.4% |
| Kings County | 22 | 7 | 4 | 18.2% |
| Orange County | 16 | 10 | 3 | 18.8% |
| Nassau County | 14 | 7 | 1 | 7.1% |
| Westchester County | 12 | 7 | 2 | 16.7% |
| Rockland County | 10 | 4 | 2 | 20.0% |
| Bronx County | 8 | 6 | 0 | 0.0% |
| Erie County | 5 | 3 | 0 | 0.0% |
| Dutchess County | 5 | 2 | 1 | 20.0% |
Other large lenders in New York
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 20,315 | 32.7% | 7.97% |
| Rocket Mortgage | C | 19,924 | 22.0% | 6.88% |
| United Shore Financial Services | B | 14,777 | 11.2% | 6.50% |
| JPMorgan Chase Bank | B | 14,735 | 11.7% | 6.38% |
| Manufacturers and Traders Trust | C | 12,335 | 31.3% | 5.99% |
| Bank of America | F | 10,193 | 35.7% | 5.99% |
| Bethpage Federal Credit Union | C | 9,736 | 47.2% | 6.49% |
| TD Bank | D | 9,239 | 30.2% | 7.69% |
| Newrez | D | 8,654 | 24.2% | 6.75% |
| ESL Federal Credit Union | B | 7,817 | 17.6% | 4.50% |
Frequently asked questions
New York: 211 applications in 2025, of which 115 were originated and 26 denied.
12.3% of all applications, or 14.2% of the applications it actually decided on. The New York statewide average across all lenders was 19.8%.
The median rate on loans Sun West Mortgage Company originated in New York in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are Sun West Mortgage Company's own HMDA filing for properties located in New York, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology