Sun West Mortgage Company in Minnesota vs the state
10.6%Denial rate-3.03 pts vs state
12.9%Decision denial rate-3.48 pts vs state
53.7%Origination rate-12.71 pts vs state
6.00%Median rate-0.63 pts vs state
0.16Rate spread (pts)-0.09 pts vs state
$90kMedian applicant income
66Loans originated
13Denied
Trend in Minnesota
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 73 | 36 | 17.8% | 6.75% | #227 |
| 2024 | 90 | 43 | 7.8% | 6.37% | #201 |
| 2025 | 123 | 66 | 10.6% | 6.00% | #182 |
What Sun West Mortgage Company lends in Minnesota
By loan purpose
By loan type
Why it denied Minnesota applicants
Where in Minnesota
Counties with the most Sun West Mortgage Company applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hennepin County | 20 | 10 | 1 | 5.0% |
| Ramsey County | 12 | 8 | 1 | 8.3% |
| Dakota County | 9 | 6 | 0 | 0.0% |
| Anoka County | 8 | 5 | 2 | 25.0% |
| St. Louis County | 6 | 3 | 1 | 16.7% |
| Washington County | 5 | 0 | 1 | 20.0% |
| Sherburne County | 5 | 1 | 2 | 40.0% |
| Carlton County | 4 | 4 | 0 | 0.0% |
| Scott County | 4 | 0 | 1 | 25.0% |
| Wright County | 4 | 2 | 0 | 0.0% |
Other large lenders in Minnesota
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 8,694 | 10.6% | 6.38% |
| U.S. Bank | D | 8,624 | 30.4% | 7.88% |
| Bell Bank | A | 7,987 | 5.3% | 6.63% |
| Rocket Mortgage | C | 7,630 | 16.3% | 6.63% |
| Trustone Financial Credit Union | C | 6,066 | 20.0% | 7.25% |
| Affinity Plus | C | 5,438 | 14.6% | 6.63% |
| Blaze Credit Union | B | 4,074 | 12.3% | 6.38% |
| Wings Financial Credit Union | A | 3,960 | 16.4% | 7.25% |
| Crosscountry Mortgage | B | 3,942 | 2.1% | 6.63% |
| Fairway Independent Mortgage | B | 3,327 | 3.2% | 6.75% |
Frequently asked questions
Minnesota: 123 applications in 2025, of which 66 were originated and 13 denied.
10.6% of all applications, or 12.9% of the applications it actually decided on. The Minnesota statewide average across all lenders was 13.6%.
The median rate on loans Sun West Mortgage Company originated in Minnesota in 2025 was 6.00%, against a statewide median of 6.63%.
About this data. Figures are Sun West Mortgage Company's own HMDA filing for properties located in Minnesota, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology