Sun West Mortgage Company in Florida vs the state
16.2%Denial rate-4.90 pts vs state
19.4%Decision denial rate-7.88 pts vs state
46.2%Origination rate-6.45 pts vs state
6.25%Median rate-0.38 pts vs state
0.16Rate spread (pts)-0.11 pts vs state
$92kMedian applicant income
658Loans originated
230Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,163 | 488 | 27.8% | 6.50% | #135 |
| 2024 | 1,408 | 574 | 20.5% | 6.12% | #108 |
| 2025 | 1,423 | 658 | 16.2% | 6.25% | #117 |
What Sun West Mortgage Company lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Sun West Mortgage Company applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hillsborough County | 122 | 59 | 20 | 16.4% |
| Miami-Dade County | 111 | 41 | 15 | 13.5% |
| Broward County | 104 | 42 | 21 | 20.2% |
| Palm Beach County | 87 | 36 | 16 | 18.4% |
| Orange County | 71 | 32 | 14 | 19.7% |
| Polk County | 68 | 28 | 17 | 25.0% |
| Duval County | 56 | 23 | 11 | 19.6% |
| Lee County | 50 | 22 | 8 | 16.0% |
| Pasco County | 50 | 30 | 12 | 24.0% |
| Marion County | 49 | 33 | 3 | 6.1% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 1,423 applications in 2025, of which 658 were originated and 230 denied.
16.2% of all applications, or 19.4% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Sun West Mortgage Company originated in Florida in 2025 was 6.25%, against a statewide median of 6.63%.
About this data. Figures are Sun West Mortgage Company's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology