Success Lending · Idaho · 2025

Success Lending in Idaho: approval rate, denial rate and rates (2025)

Success Lending took 20 mortgage applications in Idaho in 2025, ranking #226 of 595 lenders active in the state. It originated 65.0% of them and denied 10.0% (13.3% of the applications it decided), against a statewide denial rate of 14.5%.

20Applicationsin ID
13.3%Decision denial ratestate 17.5%
6.13%Median ratestate 6.63%
$325,000Median loanstate $265,000
$3.6MVolume8 counties

Success Lending in Idaho vs the state

10.0%Denial rate-4.45 pts vs state
13.3%Decision denial rate-4.19 pts vs state
65.0%Origination rate+1.98 pts vs state
6.13%Median rate-0.50 pts vs state
0.28Rate spread (pts)+0.13 pts vs state
$113kMedian applicant income
13Loans originated
2Denied

What Success Lending lends in Idaho

By loan purpose

Home purchase 17 85% · 11.8% denied
Refinance 1 5% · 0.0% denied
Cash-out refinance 1 5% · 0.0% denied
Home improvement 1 5% · 0.0% denied

By loan type

Conventional 14 70% · 7.1% denied
FHA 3 15% · 0.0% denied
VA 1 5% · 0.0% denied
USDA / RHS 2 10% · 50.0% denied

Why it denied Idaho applicants

Collateral 2 100%

Where in Idaho

Counties with the most Success Lending applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Ada County 750 0.0%
Canyon County 541 20.0%
Gem County 211 50.0%
Elmore County 220 0.0%
Bonner County 100 0.0%
Bear Lake County 100 0.0%
Boise County 100 0.0%
Washington County 110 0.0%

Other large lenders in Idaho

LenderGradeApplicationsDenial rateMedian rate
Idaho Central Credit UnionA 15,64416.5%7.00%
Rocket MortgageC 4,39113.3%6.63%
United Shore Financial ServicesB 3,9439.1%6.12%
Premier Mortgage ResourcesB 2,5042.7%6.25%
Mountain America Federal Credit UnionD 2,32337.7%7.24%
Guild MortgageA 2,3203.4%6.50%
U.S. BankD 2,16128.6%7.35%
Loandepot.ComD 1,62214.2%6.50%
Glacier BankD 1,50714.5%6.88%
Pennymac Loan ServicesC 1,29710.8%6.50%

Frequently asked questions

Idaho: 20 applications in 2025, of which 13 were originated and 2 denied.

10.0% of all applications, or 13.3% of the applications it actually decided on. The Idaho statewide average across all lenders was 14.5%.

The median rate on loans Success Lending originated in Idaho in 2025 was 6.13%, against a statewide median of 6.63%.

About this data. Figures are Success Lending's own HMDA filing for properties located in Idaho, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology