Stride Bank · Florida · 2025

Stride Bank in Florida: approval rate, denial rate and rates (2025)

Stride Bank took 12 mortgage applications in Florida in 2025, ranking #868 of 1,993 lenders active in the state. It originated 83.3% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 21.1%.

12Applicationsin FL
0.0%Decision denial ratestate 27.2%
6.87%Median ratestate 6.63%
$345,000Median loanstate $255,000
$25MVolume8 counties

Stride Bank in Florida vs the state

0.0%Denial rate-21.06 pts vs state
0.0%Decision denial rate-27.24 pts vs state
83.3%Origination rate+30.64 pts vs state
6.87%Median rate+0.25 pts vs state
0.41Rate spread (pts)+0.14 pts vs state
$161kMedian applicant income
10Loans originated
0Denied

Trend in Florida

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023750.0%6.50%#1,079
20249622.2%6.19%#948
202512100.0%6.87%#868

What Stride Bank lends in Florida

By loan purpose

Home purchase 10 83% · 0.0% denied
Refinance 2 17% · 0.0% denied

By loan type

Conventional 8 67% · 0.0% denied
VA 4 33% · 0.0% denied

Where in Florida

Counties with the most Stride Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Charlotte County 210 0.0%
Lake County 220 0.0%
Bay County 220 0.0%
Hillsborough County 220 0.0%
Martin County 110 0.0%
Walton County 110 0.0%
Marion County 100 0.0%
Monroe County 110 0.0%

Other large lenders in Florida

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 71,40515.3%6.44%
Rocket MortgageC 46,61121.0%6.63%
Bank of AmericaF 23,63437.7%6.24%
Pennymac Loan ServicesC 19,51614.1%6.50%
Navy Federal Credit UnionD 19,45223.2%7.59%
Crosscountry MortgageB 19,1035.2%6.75%
NewrezD 17,51922.4%6.75%
Dhi Mortgage CompanyB 16,66114.5%4.88%
Lennar MortgageA 14,98421.0%4.75%
Truist BankC 14,14041.5%6.60%

Frequently asked questions

Florida: 12 applications in 2025, of which 10 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.

The median rate on loans Stride Bank originated in Florida in 2025 was 6.87%, against a statewide median of 6.63%.

About this data. Figures are Stride Bank's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology