Stockton Mortgage in Florida vs the state
9.3%Denial rate-11.80 pts vs state
14.6%Decision denial rate-12.66 pts vs state
53.5%Origination rate+0.83 pts vs state
6.63%Median rate0.00 pts vs state
0.55Rate spread (pts)+0.29 pts vs state
$90kMedian applicant income
289Loans originated
50Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 753 | 480 | 6.8% | 6.75% | #184 |
| 2024 | 969 | 576 | 7.6% | 6.75% | #157 |
| 2025 | 540 | 289 | 9.3% | 6.63% | #233 |
What Stockton Mortgage lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Stockton Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Polk County | 70 | 51 | 3 | 4.3% |
| Marion County | 51 | 36 | 2 | 3.9% |
| Lee County | 46 | 36 | 1 | 2.2% |
| Palm Beach County | 41 | 21 | 3 | 7.3% |
| Manatee County | 28 | 17 | 1 | 3.6% |
| Duval County | 19 | 13 | 2 | 10.5% |
| Hillsborough County | 19 | 10 | 2 | 10.5% |
| Pinellas County | 18 | 8 | 3 | 16.7% |
| Charlotte County | 17 | 9 | 3 | 17.6% |
| Miami-Dade County | 15 | 2 | 4 | 26.7% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 540 applications in 2025, of which 289 were originated and 50 denied.
9.3% of all applications, or 14.6% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Stockton Mortgage originated in Florida in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Stockton Mortgage's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology