Stifel Bank and Trust in Virginia vs the state
4.3%Denial rate-11.65 pts vs state
4.7%Decision denial rate-15.56 pts vs state
85.7%Origination rate+26.19 pts vs state
6.13%Median rate-0.50 pts vs state
0.05Rate spread (pts)-0.17 pts vs state
$226kMedian applicant income
60Loans originated
3Denied
Trend in Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 40 | 32 | 2.5% | 6.13% | #387 |
| 2024 | 40 | 34 | 2.5% | 6.50% | #392 |
| 2025 | 70 | 60 | 4.3% | 6.13% | #329 |
What Stifel Bank and Trust lends in Virginia
By loan purpose
By loan type
Why it denied Virginia applicants
Where in Virginia
Counties with the most Stifel Bank and Trust applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fairfax County | 8 | 7 | 1 | 12.5% |
| Virginia Beach city | 7 | 5 | 0 | 0.0% |
| Arlington County | 4 | 4 | 0 | 0.0% |
| Richmond city | 4 | 2 | 1 | 25.0% |
| Albemarle County | 4 | 3 | 1 | 25.0% |
| Charlottesville city | 3 | 3 | 0 | 0.0% |
| Chesterfield County | 3 | 3 | 0 | 0.0% |
| Bedford County | 3 | 3 | 0 | 0.0% |
| Alexandria city | 3 | 3 | 0 | 0.0% |
| Powhatan County | 2 | 2 | 0 | 0.0% |
Other large lenders in Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Navy Federal Credit Union | D | 19,395 | 19.3% | 7.75% |
| Rocket Mortgage | C | 19,274 | 14.8% | 6.63% |
| United Shore Financial Services | B | 13,994 | 10.4% | 6.12% |
| Truist Bank | C | 11,838 | 31.6% | 6.49% |
| Mortgage Research Center | C | 9,000 | 16.7% | 6.25% |
| Pennymac Loan Services | C | 8,334 | 10.7% | 6.38% |
| Freedom Mortgage | B | 8,029 | 6.5% | 6.25% |
| Bank of America | F | 6,584 | 31.9% | 6.24% |
| Newrez | D | 6,390 | 16.4% | 6.38% |
| Movement Mortgage | A | 6,126 | 4.3% | 6.56% |
Frequently asked questions
Virginia: 70 applications in 2025, of which 60 were originated and 3 denied.
4.3% of all applications, or 4.7% of the applications it actually decided on. The Virginia statewide average across all lenders was 15.9%.
The median rate on loans Stifel Bank and Trust originated in Virginia in 2025 was 6.13%, against a statewide median of 6.63%.
About this data. Figures are Stifel Bank and Trust's own HMDA filing for properties located in Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology