Stg Mortgage in New York vs the state
4.8%Denial rate-14.96 pts vs state
5.2%Decision denial rate-18.81 pts vs state
73.9%Origination rate+14.35 pts vs state
6.38%Median rate-0.25 pts vs state
—Rate spread (pts)
$30kMedian applicant income
139Loans originated
9Denied
Trend in New York
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 11 | 4 | 36.4% | 6.75% | #434 |
| 2025 | 188 | 139 | 4.8% | 6.38% | #211 |
What Stg Mortgage lends in New York
By loan purpose
By loan type
Why it denied New York applicants
Where in New York
Counties with the most Stg Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Queens County | 94 | 73 | 4 | 4.3% |
| Kings County | 58 | 44 | 0 | 0.0% |
| Richmond County | 13 | 10 | 1 | 7.7% |
| Suffolk County | 8 | 5 | 0 | 0.0% |
| Nassau County | 5 | 4 | 0 | 0.0% |
| Bronx County | 4 | 0 | 2 | 50.0% |
| New York County | 3 | 1 | 2 | 66.7% |
| Albany County | 2 | 2 | 0 | 0.0% |
| Sullivan County | 1 | 0 | 0 | 0.0% |
Other large lenders in New York
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 20,315 | 32.7% | 7.97% |
| Rocket Mortgage | C | 19,924 | 22.0% | 6.88% |
| United Shore Financial Services | B | 14,777 | 11.2% | 6.50% |
| JPMorgan Chase Bank | B | 14,735 | 11.7% | 6.38% |
| Manufacturers and Traders Trust | C | 12,335 | 31.3% | 5.99% |
| Bank of America | F | 10,193 | 35.7% | 5.99% |
| Bethpage Federal Credit Union | C | 9,736 | 47.2% | 6.49% |
| TD Bank | D | 9,239 | 30.2% | 7.69% |
| Newrez | D | 8,654 | 24.2% | 6.75% |
| ESL Federal Credit Union | B | 7,817 | 17.6% | 4.50% |
Frequently asked questions
New York: 188 applications in 2025, of which 139 were originated and 9 denied.
4.8% of all applications, or 5.2% of the applications it actually decided on. The New York statewide average across all lenders was 19.8%.
The median rate on loans Stg Mortgage originated in New York in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are Stg Mortgage's own HMDA filing for properties located in New York, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology