Starboard Financial Management in Utah vs the state
0.0%Denial rate-15.96 pts vs state
0.0%Decision denial rate-19.18 pts vs state
75.0%Origination rate+11.76 pts vs state
6.69%Median rate+0.06 pts vs state
0.08Rate spread (pts)-0.16 pts vs state
$116kMedian applicant income
6Loans originated
0Denied
What Starboard Financial Management lends in Utah
By loan purpose
By loan type
Where in Utah
Counties with the most Starboard Financial Management applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Weber County | 3 | 1 | 0 | 0.0% |
| Kane County | 2 | 2 | 0 | 0.0% |
| Washington County | 1 | 1 | 0 | 0.0% |
| Salt Lake County | 1 | 1 | 0 | 0.0% |
| Grand County | 1 | 1 | 0 | 0.0% |
Other large lenders in Utah
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| AMERICA FIRST Federal Credit Union | C | 16,303 | 18.3% | 6.99% |
| Mountain America Federal Credit Union | D | 15,401 | 36.5% | 7.24% |
| United Shore Financial Services | B | 11,325 | 8.5% | 6.25% |
| Rocket Mortgage | C | 6,276 | 14.6% | 6.63% |
| Guild Mortgage | A | 5,427 | 1.5% | 6.50% |
| Intercap Lending | A | 4,881 | 0.7% | 6.50% |
| Goldenwest | B | 4,794 | 17.6% | 7.50% |
| First Colony Mortgage | A | 3,499 | 2.1% | 6.38% |
| Kind Lending | C | 3,227 | 20.3% | 6.50% |
| Zions Bancorporation | B | 3,013 | 22.9% | 6.49% |
Frequently asked questions
Utah: 8 applications in 2025, of which 6 were originated and 0 denied.
0.0% of all applications, or 0.0% of the applications it actually decided on. The Utah statewide average across all lenders was 16.0%.
The median rate on loans Starboard Financial Management originated in Utah in 2025 was 6.69%, against a statewide median of 6.63%.
About this data. Figures are Starboard Financial Management's own HMDA filing for properties located in Utah, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology