Southeast Mortgage of Georgia in Florida vs the state
4.0%Denial rate-17.02 pts vs state
5.4%Decision denial rate-21.83 pts vs state
70.7%Origination rate+18.02 pts vs state
6.63%Median rate0.00 pts vs state
0.42Rate spread (pts)+0.15 pts vs state
$115kMedian applicant income
70Loans originated
4Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 114 | 77 | 4.4% | 6.75% | #463 |
| 2024 | 139 | 94 | 0.7% | 6.75% | #429 |
| 2025 | 99 | 70 | 4.0% | 6.63% | #486 |
What Southeast Mortgage of Georgia lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Southeast Mortgage of Georgia applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Escambia County | 45 | 34 | 0 | 0.0% |
| Orange County | 7 | 2 | 0 | 0.0% |
| Santa Rosa County | 6 | 6 | 0 | 0.0% |
| Bay County | 6 | 6 | 0 | 0.0% |
| Hillsborough County | 5 | 4 | 1 | 20.0% |
| Pinellas County | 4 | 3 | 0 | 0.0% |
| Clay County | 3 | 1 | 1 | 33.3% |
| Palm Beach County | 3 | 2 | 0 | 0.0% |
| Okaloosa County | 3 | 0 | 1 | 33.3% |
| Walton County | 2 | 1 | 0 | 0.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 99 applications in 2025, of which 70 were originated and 4 denied.
4.0% of all applications, or 5.4% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Southeast Mortgage of Georgia originated in Florida in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Southeast Mortgage of Georgia's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology