Skyla Federal Credit Union in Maryland vs the state
28.6%Denial rate+9.77 pts vs state
40.0%Decision denial rate+15.87 pts vs state
42.9%Origination rate-12.85 pts vs state
7.50%Median rate+0.88 pts vs state
0.30Rate spread (pts)+0.05 pts vs state
$189kMedian applicant income
3Loans originated
2Denied
What Skyla Federal Credit Union lends in Maryland
By loan purpose
By loan type
Why it denied Maryland applicants
Where in Maryland
Counties with the most Skyla Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Anne Arundel County | 3 | 2 | 0 | 0.0% |
| Baltimore city | 1 | 0 | 1 | 100.0% |
| Carroll County | 1 | 0 | 1 | 100.0% |
| Frederick County | 1 | 0 | 0 | 0.0% |
| Montgomery County | 1 | 1 | 0 | 0.0% |
Other large lenders in Maryland
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 12,806 | 16.8% | 6.63% |
| Navy Federal Credit Union | D | 11,436 | 23.0% | 8.00% |
| United Shore Financial Services | B | 9,307 | 16.0% | 6.13% |
| Truist Bank | C | 6,559 | 34.9% | 6.49% |
| Bank of America | F | 6,051 | 35.8% | 6.24% |
| Newrez | D | 5,739 | 21.0% | 6.63% |
| State Employees Credit Union of Maryland | D | 5,624 | 44.6% | 6.25% |
| PNC Bank | D | 5,582 | 28.0% | 7.41% |
| Manufacturers and Traders Trust | C | 5,497 | 32.0% | 5.99% |
| Pennymac Loan Services | C | 5,411 | 12.4% | 6.49% |
Frequently asked questions
Maryland: 7 applications in 2025, of which 3 were originated and 2 denied.
28.6% of all applications, or 40.0% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.
The median rate on loans Skyla Federal Credit Union originated in Maryland in 2025 was 7.50%, against a statewide median of 6.63%.
About this data. Figures are Skyla Federal Credit Union's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology