Skyla Federal Credit Union in Florida vs the state
77.8%Denial rate+56.72 pts vs state
93.3%Decision denial rate+66.09 pts vs state
5.6%Origination rate-47.13 pts vs state
7.50%Median rate+0.88 pts vs state
—Rate spread (pts)
$114kMedian applicant income
1Loans originated
14Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 6 | 2 | 33.3% | 8.38% | #1,078 |
| 2025 | 18 | 1 | 77.8% | 7.50% | #782 |
What Skyla Federal Credit Union lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Skyla Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Broward County | 3 | 0 | 2 | 66.7% |
| Duval County | 2 | 0 | 1 | 50.0% |
| Seminole County | 2 | 1 | 1 | 50.0% |
| Polk County | 2 | 0 | 2 | 100.0% |
| St. Lucie County | 2 | 0 | 2 | 100.0% |
| Hillsborough County | 2 | 0 | 1 | 50.0% |
| Indian River County | 1 | 0 | 1 | 100.0% |
| Marion County | 1 | 0 | 1 | 100.0% |
| Miami-Dade County | 1 | 0 | 1 | 100.0% |
| Palm Beach County | 1 | 0 | 1 | 100.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 18 applications in 2025, of which 1 were originated and 14 denied.
77.8% of all applications, or 93.3% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Skyla Federal Credit Union originated in Florida in 2025 was 7.50%, against a statewide median of 6.63%.
About this data. Figures are Skyla Federal Credit Union's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology