Signature Federal Credit Union in Virginia vs the state
14.0%Denial rate-1.90 pts vs state
25.0%Decision denial rate+4.75 pts vs state
42.1%Origination rate-17.41 pts vs state
8.00%Median rate+1.38 pts vs state
1.05Rate spread (pts)+0.83 pts vs state
$188kMedian applicant income
24Loans originated
8Denied
Trend in Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 61 | 41 | 11.5% | 9.00% | #329 |
| 2024 | 51 | 23 | 13.7% | 9.50% | #365 |
| 2025 | 57 | 24 | 14.0% | 8.00% | #357 |
What Signature Federal Credit Union lends in Virginia
By loan purpose
By loan type
Why it denied Virginia applicants
Where in Virginia
Counties with the most Signature Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fairfax County | 14 | 5 | 2 | 14.3% |
| Alexandria city | 7 | 4 | 0 | 0.0% |
| Prince William County | 6 | 4 | 1 | 16.7% |
| Chesterfield County | 3 | 1 | 0 | 0.0% |
| Loudoun County | 3 | 2 | 0 | 0.0% |
| Chesapeake city | 3 | 1 | 1 | 33.3% |
| Stafford County | 2 | 0 | 0 | 0.0% |
| Warren County | 2 | 0 | 1 | 50.0% |
| Northumberland County | 2 | 1 | 0 | 0.0% |
| Hampton city | 2 | 0 | 0 | 0.0% |
Other large lenders in Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Navy Federal Credit Union | D | 19,395 | 19.3% | 7.75% |
| Rocket Mortgage | C | 19,274 | 14.8% | 6.63% |
| United Shore Financial Services | B | 13,994 | 10.4% | 6.12% |
| Truist Bank | C | 11,838 | 31.6% | 6.49% |
| Mortgage Research Center | C | 9,000 | 16.7% | 6.25% |
| Pennymac Loan Services | C | 8,334 | 10.7% | 6.38% |
| Freedom Mortgage | B | 8,029 | 6.5% | 6.25% |
| Bank of America | F | 6,584 | 31.9% | 6.24% |
| Newrez | D | 6,390 | 16.4% | 6.38% |
| Movement Mortgage | A | 6,126 | 4.3% | 6.56% |
Frequently asked questions
Virginia: 57 applications in 2025, of which 24 were originated and 8 denied.
14.0% of all applications, or 25.0% of the applications it actually decided on. The Virginia statewide average across all lenders was 15.9%.
The median rate on loans Signature Federal Credit Union originated in Virginia in 2025 was 8.00%, against a statewide median of 6.63%.
About this data. Figures are Signature Federal Credit Union's own HMDA filing for properties located in Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology