Shea Mortgage in Arizona vs the state
1.1%Denial rate-15.16 pts vs state
1.3%Decision denial rate-19.09 pts vs state
79.7%Origination rate+20.26 pts vs state
6.13%Median rate-0.38 pts vs state
-0.20Rate spread (pts)-0.42 pts vs state
$187kMedian applicant income
374Loans originated
5Denied
Trend in Arizona
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 470 | 265 | 2.1% | 6.13% | #101 |
| 2024 | 340 | 238 | 2.7% | 6.13% | #123 |
| 2025 | 469 | 374 | 1.1% | 6.13% | #117 |
What Shea Mortgage lends in Arizona
By loan purpose
By loan type
Why it denied Arizona applicants
Where in Arizona
Counties with the most Shea Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Maricopa County | 354 | 290 | 2 | 0.6% |
| Pinal County | 94 | 67 | 3 | 3.2% |
| Yavapai County | 21 | 17 | 0 | 0.0% |
Other large lenders in Arizona
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 25,383 | 10.2% | 6.25% |
| Rocket Mortgage | C | 17,947 | 15.6% | 6.75% |
| Desert Financial Credit Union | B | 16,970 | 24.3% | 6.49% |
| Crosscountry Mortgage | B | 7,570 | 3.8% | 6.58% |
| Fairway Independent Mortgage | B | 6,729 | 5.6% | 6.63% |
| Bank of America | F | 6,229 | 32.2% | 6.24% |
| Loandepot.Com | D | 6,180 | 16.1% | 5.99% |
| Pennymac Loan Services | C | 5,838 | 11.7% | 6.62% |
| Nova Financial & Investment | C | 5,380 | 16.2% | 6.49% |
| Freedom Mortgage | B | 4,991 | 7.0% | 6.00% |
Frequently asked questions
Arizona: 469 applications in 2025, of which 374 were originated and 5 denied.
1.1% of all applications, or 1.3% of the applications it actually decided on. The Arizona statewide average across all lenders was 16.2%.
The median rate on loans Shea Mortgage originated in Arizona in 2025 was 6.13%, against a statewide median of 6.50%.
About this data. Figures are Shea Mortgage's own HMDA filing for properties located in Arizona, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology