ServisFirst Bank in Florida vs the state
2.2%Denial rate-18.83 pts vs state
2.7%Decision denial rate-24.51 pts vs state
79.3%Origination rate+26.64 pts vs state
6.63%Median rate0.00 pts vs state
0.15Rate spread (pts)-0.12 pts vs state
$146kMedian applicant income
426Loans originated
12Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 324 | 248 | 4.0% | 7.13% | #301 |
| 2024 | 429 | 339 | 2.8% | 6.88% | #259 |
| 2025 | 537 | 426 | 2.2% | 6.63% | #236 |
What ServisFirst Bank lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most ServisFirst Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Leon County | 266 | 207 | 3 | 1.1% |
| Escambia County | 57 | 41 | 3 | 5.3% |
| Okaloosa County | 31 | 24 | 0 | 0.0% |
| Bay County | 30 | 23 | 2 | 6.7% |
| Santa Rosa County | 24 | 16 | 2 | 8.3% |
| Walton County | 22 | 20 | 0 | 0.0% |
| Gadsden County | 16 | 14 | 1 | 6.3% |
| Wakulla County | 13 | 9 | 0 | 0.0% |
| Sarasota County | 12 | 12 | 0 | 0.0% |
| Hillsborough County | 10 | 9 | 1 | 10.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 537 applications in 2025, of which 426 were originated and 12 denied.
2.2% of all applications, or 2.7% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans ServisFirst Bank originated in Florida in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are ServisFirst Bank's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology