Servis One in New Mexico vs the state
16.7%Denial rate-1.93 pts vs state
33.3%Decision denial rate+8.67 pts vs state
33.3%Origination rate-20.01 pts vs state
6.13%Median rate-0.50 pts vs state
-0.01Rate spread (pts)-0.39 pts vs state
$90kMedian applicant income
2Loans originated
1Denied
What Servis One lends in New Mexico
By loan purpose
By loan type
Why it denied New Mexico applicants
Where in New Mexico
Counties with the most Servis One applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lincoln County | 1 | 1 | 0 | 0.0% |
| Luna County | 1 | 0 | 0 | 0.0% |
| Taos County | 1 | 0 | 1 | 100.0% |
| Bernalillo County | 1 | 0 | 0 | 0.0% |
| Sandoval County | 1 | 1 | 0 | 0.0% |
| Lea County | 1 | 0 | 0 | 0.0% |
Other large lenders in New Mexico
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 4,440 | 20.5% | 6.75% |
| 21st Mortgage | F | 3,992 | 45.5% | 9.60% |
| United Shore Financial Services | B | 3,251 | 12.8% | 6.13% |
| Guild Mortgage | A | 3,186 | 4.3% | 6.63% |
| Nusenda | D | 2,962 | 13.7% | 8.00% |
| Waterstone Mortgage | C | 2,740 | 3.2% | 6.88% |
| Vanderbilt Mortgage and Finance | F | 2,085 | 46.4% | 9.99% |
| Sunward Federal Credit Union | B | 1,765 | 9.1% | 6.50% |
| Mortgage Research Center | C | 1,683 | 15.9% | 6.25% |
| Primary Residential Mortgage | C | 1,497 | 4.9% | 6.63% |
Frequently asked questions
New Mexico: 6 applications in 2025, of which 2 were originated and 1 denied.
16.7% of all applications, or 33.3% of the applications it actually decided on. The New Mexico statewide average across all lenders was 18.6%.
The median rate on loans Servis One originated in New Mexico in 2025 was 6.13%, against a statewide median of 6.63%.
About this data. Figures are Servis One's own HMDA filing for properties located in New Mexico, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology