SELF-HELP Credit Union in Florida vs the state
15.4%Denial rate-5.68 pts vs state
15.8%Decision denial rate-11.45 pts vs state
79.5%Origination rate+26.80 pts vs state
8.00%Median rate+1.38 pts vs state
1.81Rate spread (pts)+1.54 pts vs state
$75kMedian applicant income
31Loans originated
6Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 30 | 25 | 10.0% | 8.38% | #734 |
| 2024 | 54 | 38 | 18.5% | 8.69% | #583 |
| 2025 | 39 | 31 | 15.4% | 8.00% | #641 |
What SELF-HELP Credit Union lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most SELF-HELP Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Orange County | 9 | 8 | 0 | 0.0% |
| Volusia County | 4 | 3 | 1 | 25.0% |
| Lake County | 4 | 3 | 1 | 25.0% |
| Polk County | 3 | 3 | 0 | 0.0% |
| Manatee County | 3 | 3 | 0 | 0.0% |
| Hillsborough County | 3 | 3 | 0 | 0.0% |
| Duval County | 2 | 2 | 0 | 0.0% |
| Leon County | 2 | 0 | 2 | 100.0% |
| Pinellas County | 2 | 1 | 0 | 0.0% |
| Osceola County | 1 | 1 | 0 | 0.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 39 applications in 2025, of which 31 were originated and 6 denied.
15.4% of all applications, or 15.8% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans SELF-HELP Credit Union originated in Florida in 2025 was 8.00%, against a statewide median of 6.63%.
About this data. Figures are SELF-HELP Credit Union's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology