Securitynational Mortgage · South Carolina · 2025

Securitynational Mortgage in South Carolina: approval rate, denial rate and rates (2025)

Securitynational Mortgage took 49 mortgage applications in South Carolina in 2025, ranking #345 of 1,143 lenders active in the state. It originated 65.3% of them and denied 10.2% (13.5% of the applications it decided), against a statewide denial rate of 18.3%.

49Applicationsin SC
13.5%Decision denial ratestate 23.5%
6.99%Median ratestate 6.50%
$225,000Median loanstate $225,000
$7.2MVolume15 counties

Securitynational Mortgage in South Carolina vs the state

10.2%Denial rate-8.11 pts vs state
13.5%Decision denial rate-9.96 pts vs state
65.3%Origination rate+8.70 pts vs state
6.99%Median rate+0.49 pts vs state
0.71Rate spread (pts)+0.49 pts vs state
$76kMedian applicant income
32Loans originated
5Denied

Trend in South Carolina

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231280.0%6.62%#495
2024251220.0%6.99%#416
2025493210.2%6.99%#345

What Securitynational Mortgage lends in South Carolina

By loan purpose

Home purchase 44 90% · 9.1% denied
Refinance 1 2% · 0.0% denied
Cash-out refinance 2 4% · 0.0% denied
Home improvement 2 4% · 50.0% denied

By loan type

Conventional 33 67% · 6.1% denied
FHA 11 22% · 9.1% denied
VA 1 2% · 0.0% denied
USDA / RHS 4 8% · 50.0% denied

Why it denied South Carolina applicants

Unverifiable information 4 80%
Credit history 1 20%

Where in South Carolina

Counties with the most Securitynational Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Greenville County 15131 6.7%
Spartanburg County 620 0.0%
Pickens County 440 0.0%
Horry County 420 0.0%
Aiken County 404 100.0%
Anderson County 310 0.0%
Laurens County 220 0.0%
Lancaster County 220 0.0%
Cherokee County 220 0.0%
Darlington County 220 0.0%

Other large lenders in South Carolina

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 13,40316.8%6.63%
Vanderbilt Mortgage and FinanceF 12,27240.7%6.50%
United Shore Financial ServicesB 9,23612.8%6.13%
21st MortgageF 6,51048.2%10.41%
Dhi Mortgage CompanyB 6,18417.4%4.99%
Navy Federal Credit UnionD 5,42421.2%7.50%
First-Citizens Bank & TrustB 5,39920.9%6.38%
Freedom MortgageB 5,2967.3%6.25%
Mortgage Research CenterC 5,18919.1%6.25%
Bank of AmericaF 5,00933.1%6.24%

Frequently asked questions

South Carolina: 49 applications in 2025, of which 32 were originated and 5 denied.

10.2% of all applications, or 13.5% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.

The median rate on loans Securitynational Mortgage originated in South Carolina in 2025 was 6.99%, against a statewide median of 6.50%.

About this data. Figures are Securitynational Mortgage's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology