Securitynational Mortgage in Florida vs the state
14.7%Denial rate-6.39 pts vs state
19.8%Decision denial rate-7.41 pts vs state
59.1%Origination rate+6.40 pts vs state
6.99%Median rate+0.37 pts vs state
0.76Rate spread (pts)+0.50 pts vs state
$94kMedian applicant income
286Loans originated
71Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 857 | 468 | 14.2% | 7.13% | #169 |
| 2024 | 557 | 332 | 15.4% | 6.99% | #227 |
| 2025 | 484 | 286 | 14.7% | 6.99% | #243 |
What Securitynational Mortgage lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Securitynational Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lee County | 123 | 84 | 16 | 13.0% |
| Orange County | 55 | 29 | 9 | 16.4% |
| Pinellas County | 51 | 33 | 6 | 11.8% |
| Osceola County | 30 | 16 | 11 | 36.7% |
| Hillsborough County | 29 | 17 | 4 | 13.8% |
| Polk County | 24 | 13 | 3 | 12.5% |
| Broward County | 16 | 8 | 4 | 25.0% |
| Jackson County | 15 | 10 | 2 | 13.3% |
| Palm Beach County | 14 | 9 | 1 | 7.1% |
| Citrus County | 11 | 6 | 0 | 0.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 484 applications in 2025, of which 286 were originated and 71 denied.
14.7% of all applications, or 19.8% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Securitynational Mortgage originated in Florida in 2025 was 6.99%, against a statewide median of 6.63%.
About this data. Figures are Securitynational Mortgage's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology