Security Credit Union · Ohio · 2025

Security Credit Union in Ohio: approval rate, denial rate and rates (2025)

Security Credit Union took 6 mortgage applications in Ohio in 2025, ranking #675 of 1,092 lenders active in the state. It originated 16.7% of them and denied 83.3% (83.3% of the applications it decided), against a statewide denial rate of 17.7%.

6Applicationsin OH
83.3%Decision denial ratestate 21.9%
Median ratestate 6.88%
$30,000Median loanstate $155,000
$25kVolume1 counties

Security Credit Union in Ohio vs the state

83.3%Denial rate+65.64 pts vs state
83.3%Decision denial rate+61.44 pts vs state
16.7%Origination rate-43.23 pts vs state
Median rate
Rate spread (pts)
$70kMedian applicant income
1Loans originated
5Denied

Trend in Ohio

YearApplicationsOriginatedDenial rateMedian rateRank in state
20238425.0%#645
20256183.3%#675

What Security Credit Union lends in Ohio

By loan purpose

Refinance 1 17% · 100.0% denied
Home improvement 1 17% · 100.0% denied
Other / HELOC 4 67% · 75.0% denied

By loan type

Conventional 6 100% · 83.3% denied

Where in Ohio

Counties with the most Security Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Lucas County 615 83.3%

Other large lenders in Ohio

LenderGradeApplicationsDenial rateMedian rate
The Huntington National BankD 42,68325.8%7.59%
Rocket MortgageC 23,16518.5%6.63%
Fifth Third BankD 21,93925.6%7.50%
Crosscountry MortgageB 16,0663.1%6.75%
United Shore Financial ServicesB 14,62613.1%6.45%
Third Federal Savings and Loan Association of ClevelandC 12,62223.0%6.74%
PNC BankD 11,60724.6%7.40%
Wright-Patt Credit UnionC 8,79128.1%7.50%
U.S. BankD 8,62338.0%7.60%
Citizens BankC 7,77524.3%7.65%

Frequently asked questions

Ohio: 6 applications in 2025, of which 1 were originated and 5 denied.

83.3% of all applications, or 83.3% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Security Credit Union's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology