RPE Home in Oregon vs the state
11.1%Denial rate-4.20 pts vs state
20.0%Decision denial rate+0.84 pts vs state
44.4%Origination rate-16.18 pts vs state
10.35%Median rate+3.60 pts vs state
—Rate spread (pts)
—Median applicant income
4Loans originated
1Denied
What RPE Home lends in Oregon
By loan purpose
By loan type
Why it denied Oregon applicants
Where in Oregon
Counties with the most RPE Home applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Deschutes County | 2 | 2 | 0 | 0.0% |
| Douglas County | 2 | 1 | 0 | 0.0% |
| Multnomah County | 2 | 0 | 1 | 50.0% |
| Josephine County | 1 | 1 | 0 | 0.0% |
| Washington County | 1 | 0 | 0 | 0.0% |
| Lane County | 1 | 0 | 0 | 0.0% |
Other large lenders in Oregon
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Onpoint Community Credit Union | B | 10,710 | 15.7% | 7.50% |
| Rocket Mortgage | C | 6,649 | 16.3% | 6.75% |
| United Shore Financial Services | B | 6,600 | 10.4% | 6.25% |
| Guild Mortgage | A | 6,034 | 2.6% | 6.55% |
| U.S. Bank | D | 4,875 | 31.6% | 7.85% |
| Umpqua Bank | C | 3,155 | 23.0% | 7.50% |
| Newrez | D | 2,945 | 12.9% | 6.63% |
| CMG Mortgage | A | 2,702 | 2.9% | 6.50% |
| Pennymac Loan Services | C | 2,642 | 10.2% | 6.62% |
| Rogue Credit Union | C | 2,511 | 10.2% | 7.49% |
Frequently asked questions
Oregon: 9 applications in 2025, of which 4 were originated and 1 denied.
11.1% of all applications, or 20.0% of the applications it actually decided on. The Oregon statewide average across all lenders was 15.3%.
The median rate on loans RPE Home originated in Oregon in 2025 was 10.35%, against a statewide median of 6.75%.
About this data. Figures are RPE Home's own HMDA filing for properties located in Oregon, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology