RPE Home · Iowa · 2025

RPE Home in Iowa: approval rate, denial rate and rates (2025)

RPE Home took 6 mortgage applications in Iowa in 2025, ranking #397 of 739 lenders active in the state. It originated 83.3% of them and denied 16.7% (16.7% of the applications it decided), against a statewide denial rate of 12.9%.

6Applicationsin IA
16.7%Decision denial ratestate 15.3%
10.50%Median ratestate 6.50%
$125,000Median loanstate $135,000
$635kVolume3 counties

RPE Home in Iowa vs the state

16.7%Denial rate+3.81 pts vs state
16.7%Decision denial rate+1.36 pts vs state
83.3%Origination rate+14.87 pts vs state
10.50%Median rate+4.00 pts vs state
Rate spread (pts)
Median applicant income
5Loans originated
1Denied

Trend in Iowa

YearApplicationsOriginatedDenial rateMedian rateRank in state
202465946.2%11.50%#187
20256516.7%10.50%#397

What RPE Home lends in Iowa

By loan purpose

Home improvement 6 100% · 16.7% denied

By loan type

Conventional 6 100% · 16.7% denied

Why it denied Iowa applicants

Unverifiable information 1 100%

Where in Iowa

Counties with the most RPE Home applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Polk County 440 0.0%
Madison County 101 100.0%
Scott County 110 0.0%

Other large lenders in Iowa

LenderGradeApplicationsDenial rateMedian rate
GREENSTATE Credit UnionB 13,8295.9%6.50%
Veridian Credit UnionB 8,7258.9%6.49%
Rocket MortgageC 3,76122.7%6.63%
Hills Bank and TrustA 3,4346.1%6.25%
U.S. BankD 2,72025.7%7.00%
Dupaco CommunityA 2,66916.1%7.00%
Community Choice Credit UnionB 2,65311.8%6.13%
Iowa Bankers MortgageB 2,42315.4%6.50%
Broker SolutionsD 2,3866.4%6.75%
Northwest BankA 2,1815.7%6.38%

Frequently asked questions

Iowa: 6 applications in 2025, of which 5 were originated and 1 denied.

16.7% of all applications, or 16.7% of the applications it actually decided on. The Iowa statewide average across all lenders was 12.9%.

The median rate on loans RPE Home originated in Iowa in 2025 was 10.50%, against a statewide median of 6.50%.

About this data. Figures are RPE Home's own HMDA filing for properties located in Iowa, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology