RPE Home in Florida vs the state
10.8%Denial rate-10.28 pts vs state
15.5%Decision denial rate-11.72 pts vs state
55.7%Origination rate+3.00 pts vs state
11.00%Median rate+4.38 pts vs state
—Rate spread (pts)
—Median applicant income
93Loans originated
18Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 1,004 | 97 | 32.3% | 12.00% | #152 |
| 2025 | 167 | 93 | 10.8% | 11.00% | #403 |
What RPE Home lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most RPE Home applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hillsborough County | 22 | 7 | 4 | 18.2% |
| Pinellas County | 20 | 11 | 2 | 10.0% |
| Duval County | 15 | 7 | 2 | 13.3% |
| Pasco County | 12 | 6 | 0 | 0.0% |
| Miami-Dade County | 10 | 5 | 1 | 10.0% |
| Broward County | 9 | 5 | 3 | 33.3% |
| Lee County | 7 | 5 | 0 | 0.0% |
| Orange County | 6 | 2 | 1 | 16.7% |
| St. Lucie County | 6 | 6 | 0 | 0.0% |
| Polk County | 5 | 2 | 0 | 0.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 167 applications in 2025, of which 93 were originated and 18 denied.
10.8% of all applications, or 15.5% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans RPE Home originated in Florida in 2025 was 11.00%, against a statewide median of 6.63%.
About this data. Figures are RPE Home's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology