Roundpoint Mortgage Servicing in New Mexico vs the state
14.3%Denial rate-4.31 pts vs state
16.7%Decision denial rate-7.99 pts vs state
71.4%Origination rate+18.09 pts vs state
3.28%Median rate-3.35 pts vs state
-2.80Rate spread (pts)-3.18 pts vs state
$112kMedian applicant income
10Loans originated
2Denied
Trend in New Mexico
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 8 | 4 | 25.0% | 3.63% | #262 |
| 2025 | 14 | 10 | 14.3% | 3.28% | #233 |
What Roundpoint Mortgage Servicing lends in New Mexico
By loan purpose
By loan type
Why it denied New Mexico applicants
Where in New Mexico
Counties with the most Roundpoint Mortgage Servicing applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Doña Ana County | 4 | 3 | 0 | 0.0% |
| Bernalillo County | 3 | 1 | 2 | 66.7% |
| Otero County | 2 | 1 | 0 | 0.0% |
| Los Alamos County | 2 | 2 | 0 | 0.0% |
| Taos County | 1 | 1 | 0 | 0.0% |
| Eddy County | 1 | 1 | 0 | 0.0% |
| Sandoval County | 1 | 1 | 0 | 0.0% |
Other large lenders in New Mexico
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 4,440 | 20.5% | 6.75% |
| 21st Mortgage | F | 3,992 | 45.5% | 9.60% |
| United Shore Financial Services | B | 3,251 | 12.8% | 6.13% |
| Guild Mortgage | A | 3,186 | 4.3% | 6.63% |
| Nusenda | D | 2,962 | 13.7% | 8.00% |
| Waterstone Mortgage | C | 2,740 | 3.2% | 6.88% |
| Vanderbilt Mortgage and Finance | F | 2,085 | 46.4% | 9.99% |
| Sunward Federal Credit Union | B | 1,765 | 9.1% | 6.50% |
| Mortgage Research Center | C | 1,683 | 15.9% | 6.25% |
| Primary Residential Mortgage | C | 1,497 | 4.9% | 6.63% |
Frequently asked questions
New Mexico: 14 applications in 2025, of which 10 were originated and 2 denied.
14.3% of all applications, or 16.7% of the applications it actually decided on. The New Mexico statewide average across all lenders was 18.6%.
The median rate on loans Roundpoint Mortgage Servicing originated in New Mexico in 2025 was 3.28%, against a statewide median of 6.63%.
About this data. Figures are Roundpoint Mortgage Servicing's own HMDA filing for properties located in New Mexico, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology