Roundpoint Mortgage Servicing in Minnesota vs the state
4.8%Denial rate-8.84 pts vs state
5.9%Decision denial rate-10.47 pts vs state
76.2%Origination rate+9.82 pts vs state
3.31%Median rate-3.31 pts vs state
-3.10Rate spread (pts)-3.35 pts vs state
$107kMedian applicant income
48Loans originated
3Denied
Trend in Minnesota
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 8 | 4 | 50.0% | 2.94% | #485 |
| 2024 | 33 | 23 | 6.1% | 3.11% | #323 |
| 2025 | 63 | 48 | 4.8% | 3.31% | #261 |
What Roundpoint Mortgage Servicing lends in Minnesota
By loan purpose
By loan type
Why it denied Minnesota applicants
Where in Minnesota
Counties with the most Roundpoint Mortgage Servicing applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hennepin County | 18 | 15 | 1 | 5.6% |
| Dakota County | 9 | 8 | 0 | 0.0% |
| Anoka County | 6 | 2 | 1 | 16.7% |
| Washington County | 5 | 4 | 0 | 0.0% |
| Dodge County | 3 | 1 | 0 | 0.0% |
| Ramsey County | 2 | 2 | 0 | 0.0% |
| Scott County | 2 | 2 | 0 | 0.0% |
| Sherburne County | 2 | 2 | 0 | 0.0% |
| Clay County | 2 | 2 | 0 | 0.0% |
| Wright County | 2 | 1 | 0 | 0.0% |
Other large lenders in Minnesota
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 8,694 | 10.6% | 6.38% |
| U.S. Bank | D | 8,624 | 30.4% | 7.88% |
| Bell Bank | A | 7,987 | 5.3% | 6.63% |
| Rocket Mortgage | C | 7,630 | 16.3% | 6.63% |
| Trustone Financial Credit Union | C | 6,066 | 20.0% | 7.25% |
| Affinity Plus | C | 5,438 | 14.6% | 6.63% |
| Blaze Credit Union | B | 4,074 | 12.3% | 6.38% |
| Wings Financial Credit Union | A | 3,960 | 16.4% | 7.25% |
| Crosscountry Mortgage | B | 3,942 | 2.1% | 6.63% |
| Fairway Independent Mortgage | B | 3,327 | 3.2% | 6.75% |
Frequently asked questions
Minnesota: 63 applications in 2025, of which 48 were originated and 3 denied.
4.8% of all applications, or 5.9% of the applications it actually decided on. The Minnesota statewide average across all lenders was 13.6%.
The median rate on loans Roundpoint Mortgage Servicing originated in Minnesota in 2025 was 3.31%, against a statewide median of 6.63%.
About this data. Figures are Roundpoint Mortgage Servicing's own HMDA filing for properties located in Minnesota, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology