Roundpoint Mortgage Servicing in Florida vs the state
11.8%Denial rate-9.26 pts vs state
17.3%Decision denial rate-9.97 pts vs state
56.5%Origination rate+3.83 pts vs state
4.88%Median rate-1.75 pts vs state
-1.32Rate spread (pts)-1.59 pts vs state
$112kMedian applicant income
91Loans originated
19Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 24 | 10 | 16.7% | 2.75% | #783 |
| 2024 | 110 | 56 | 10.0% | 3.57% | #469 |
| 2025 | 161 | 91 | 11.8% | 4.88% | #410 |
What Roundpoint Mortgage Servicing lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Roundpoint Mortgage Servicing applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Miami-Dade County | 19 | 10 | 2 | 10.5% |
| Orange County | 18 | 12 | 2 | 11.1% |
| Palm Beach County | 12 | 9 | 0 | 0.0% |
| Broward County | 12 | 7 | 2 | 16.7% |
| Seminole County | 10 | 7 | 2 | 20.0% |
| Lee County | 7 | 2 | 3 | 42.9% |
| Hillsborough County | 6 | 4 | 0 | 0.0% |
| Pinellas County | 5 | 4 | 0 | 0.0% |
| Osceola County | 5 | 2 | 0 | 0.0% |
| Volusia County | 5 | 2 | 0 | 0.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 161 applications in 2025, of which 91 were originated and 19 denied.
11.8% of all applications, or 17.3% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Roundpoint Mortgage Servicing originated in Florida in 2025 was 4.88%, against a statewide median of 6.63%.
About this data. Figures are Roundpoint Mortgage Servicing's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology