Rmc Home Mortgage in Florida vs the state
4.7%Denial rate-16.38 pts vs state
6.0%Decision denial rate-21.24 pts vs state
73.4%Origination rate+20.67 pts vs state
6.38%Median rate-0.25 pts vs state
0.21Rate spread (pts)-0.06 pts vs state
$109kMedian applicant income
1,129Loans originated
72Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,996 | 1,259 | 11.3% | 6.63% | #86 |
| 2024 | 1,825 | 1,249 | 5.4% | 6.38% | #95 |
| 2025 | 1,539 | 1,129 | 4.7% | 6.38% | #109 |
What Rmc Home Mortgage lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Rmc Home Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Brevard County | 325 | 229 | 15 | 4.6% |
| Polk County | 124 | 94 | 4 | 3.2% |
| Hernando County | 113 | 91 | 3 | 2.7% |
| St. Lucie County | 108 | 82 | 9 | 8.3% |
| Citrus County | 106 | 88 | 2 | 1.9% |
| Lake County | 88 | 57 | 2 | 2.3% |
| Volusia County | 88 | 74 | 1 | 1.1% |
| Charlotte County | 76 | 45 | 3 | 3.9% |
| Lee County | 75 | 59 | 4 | 5.3% |
| Indian River County | 67 | 55 | 2 | 3.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 1,539 applications in 2025, of which 1,129 were originated and 72 denied.
4.7% of all applications, or 6.0% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Rmc Home Mortgage originated in Florida in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are Rmc Home Mortgage's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology