Resicentral in Oklahoma vs the state
33.3%Denial rate+15.41 pts vs state
50.0%Decision denial rate+27.13 pts vs state
33.3%Origination rate-22.77 pts vs state
6.24%Median rate-0.38 pts vs state
0.28Rate spread (pts)-0.07 pts vs state
$53kMedian applicant income
2Loans originated
2Denied
What Resicentral lends in Oklahoma
By loan purpose
By loan type
Why it denied Oklahoma applicants
Where in Oklahoma
Counties with the most Resicentral applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Garfield County | 2 | 1 | 1 | 50.0% |
| Wagoner County | 2 | 1 | 0 | 0.0% |
| Osage County | 1 | 0 | 0 | 0.0% |
| Washita County | 1 | 0 | 1 | 100.0% |
Other large lenders in Oklahoma
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,990 | 24.0% | 6.75% |
| First United Bank and Trust | C | 5,630 | 5.9% | 6.88% |
| Arvest Bank | C | 5,387 | 17.6% | 7.00% |
| 21st Mortgage | F | 5,217 | 46.8% | 9.83% |
| BancFirst | C | 4,799 | 10.0% | 7.38% |
| BOKF | D | 4,227 | 20.2% | 6.63% |
| Mortgage Research Center | C | 4,012 | 18.8% | 6.25% |
| United Shore Financial Services | B | 3,735 | 13.8% | 6.13% |
| Associated Mortgage | A | 3,213 | 0.7% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 2,610 | 38.3% | 9.75% |
Frequently asked questions
Oklahoma: 6 applications in 2025, of which 2 were originated and 2 denied.
33.3% of all applications, or 50.0% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.
The median rate on loans Resicentral originated in Oklahoma in 2025 was 6.24%, against a statewide median of 6.63%.
About this data. Figures are Resicentral's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology