Reliable Holdings Manager dba Lendz Financial in South Carolina vs the state
9.1%Denial rate-9.22 pts vs state
18.2%Decision denial rate-5.29 pts vs state
40.9%Origination rate-15.70 pts vs state
7.88%Median rate+1.38 pts vs state
1.96Rate spread (pts)+1.74 pts vs state
$160kMedian applicant income
9Loans originated
2Denied
What Reliable Holdings Manager dba Lendz Financial lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most Reliable Holdings Manager dba Lendz Financial applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Horry County | 7 | 6 | 0 | 0.0% |
| Spartanburg County | 4 | 0 | 0 | 0.0% |
| Greenville County | 2 | 0 | 0 | 0.0% |
| Chesterfield County | 2 | 0 | 0 | 0.0% |
| Darlington County | 2 | 1 | 0 | 0.0% |
| Oconee County | 1 | 1 | 0 | 0.0% |
| Georgetown County | 1 | 0 | 0 | 0.0% |
| Jasper County | 1 | 1 | 0 | 0.0% |
| Florence County | 1 | 0 | 1 | 100.0% |
| Charleston County | 1 | 0 | 1 | 100.0% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 22 applications in 2025, of which 9 were originated and 2 denied.
9.1% of all applications, or 18.2% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans Reliable Holdings Manager dba Lendz Financial originated in South Carolina in 2025 was 7.88%, against a statewide median of 6.50%.
About this data. Figures are Reliable Holdings Manager dba Lendz Financial's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology