Reliable Holdings Manager dba Lendz Financial in Illinois vs the state
0.0%Denial rate-17.12 pts vs state
0.0%Decision denial rate-21.68 pts vs state
43.8%Origination rate-14.99 pts vs state
7.49%Median rate+0.74 pts vs state
1.37Rate spread (pts)+0.99 pts vs state
$149kMedian applicant income
7Loans originated
0Denied
What Reliable Holdings Manager dba Lendz Financial lends in Illinois
By loan purpose
By loan type
Where in Illinois
Counties with the most Reliable Holdings Manager dba Lendz Financial applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cook County | 14 | 6 | 0 | 0.0% |
| Will County | 1 | 1 | 0 | 0.0% |
| McHenry County | 1 | 0 | 0 | 0.0% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 16 applications in 2025, of which 7 were originated and 0 denied.
0.0% of all applications, or 0.0% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
The median rate on loans Reliable Holdings Manager dba Lendz Financial originated in Illinois in 2025 was 7.49%, against a statewide median of 6.75%.
About this data. Figures are Reliable Holdings Manager dba Lendz Financial's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology