RCN Capital in Arkansas vs the state
67.8%Denial rate+49.61 pts vs state
67.8%Decision denial rate+44.67 pts vs state
32.2%Origination rate-24.63 pts vs state
7.21%Median rate+0.58 pts vs state
—Rate spread (pts)
—Median applicant income
19Loans originated
40Denied
Trend in Arkansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 47 | 18 | 29.8% | 8.03% | #196 |
| 2024 | 52 | 29 | 15.4% | 7.10% | #197 |
| 2025 | 59 | 19 | 67.8% | 7.21% | #194 |
What RCN Capital lends in Arkansas
By loan purpose
By loan type
Why it denied Arkansas applicants
Other large lenders in Arkansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Arvest Bank | C | 9,748 | 14.4% | 7.00% |
| Rocket Mortgage | C | 5,854 | 20.1% | 6.63% |
| ARKANSAS Federal Credit Union | F | 4,439 | 23.6% | 7.50% |
| Vanderbilt Mortgage and Finance | F | 3,491 | 38.4% | 10.25% |
| 21st Mortgage | F | 3,250 | 46.6% | 9.69% |
| Mortgage Research Center | C | 2,767 | 18.3% | 6.25% |
| Regions Bank | C | 2,646 | 40.0% | 6.13% |
| Firsttrust Home Loans | B | 2,590 | 0.5% | 6.49% |
| United Shore Financial Services | B | 2,456 | 13.3% | 6.12% |
| Triad Financial Services | D | 2,133 | 54.2% | 8.68% |
Frequently asked questions
Arkansas: 59 applications in 2025, of which 19 were originated and 40 denied.
67.8% of all applications, or 67.8% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.
The median rate on loans RCN Capital originated in Arkansas in 2025 was 7.21%, against a statewide median of 6.63%.
About this data. Figures are RCN Capital's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology