RBC Bank, (Georgia) in South Carolina vs the state
19.1%Denial rate+0.74 pts vs state
22.2%Decision denial rate-1.25 pts vs state
66.7%Origination rate+10.06 pts vs state
5.56%Median rate-0.94 pts vs state
-0.20Rate spread (pts)-0.42 pts vs state
$165kMedian applicant income
14Loans originated
4Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 28 | 18 | 14.3% | 5.94% | #383 |
| 2024 | 18 | 14 | 11.1% | 5.81% | #448 |
| 2025 | 21 | 14 | 19.1% | 5.56% | #442 |
What RBC Bank, (Georgia) lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most RBC Bank, (Georgia) applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Horry County | 7 | 5 | 2 | 28.6% |
| Greenville County | 5 | 4 | 0 | 0.0% |
| York County | 2 | 2 | 0 | 0.0% |
| Beaufort County | 2 | 1 | 0 | 0.0% |
| Lexington County | 2 | 1 | 0 | 0.0% |
| Charleston County | 1 | 0 | 1 | 100.0% |
| Dorchester County | 1 | 1 | 0 | 0.0% |
| Anderson County | 1 | 0 | 1 | 100.0% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 21 applications in 2025, of which 14 were originated and 4 denied.
19.1% of all applications, or 22.2% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans RBC Bank, (Georgia) originated in South Carolina in 2025 was 5.56%, against a statewide median of 6.50%.
About this data. Figures are RBC Bank, (Georgia)'s own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology