RBC Bank, (Georgia) in New York vs the state
11.1%Denial rate-8.64 pts vs state
14.3%Decision denial rate-9.75 pts vs state
63.9%Origination rate+4.30 pts vs state
5.63%Median rate-1.00 pts vs state
-0.08Rate spread (pts)-0.29 pts vs state
$198kMedian applicant income
23Loans originated
4Denied
Trend in New York
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 58 | 29 | 31.0% | 6.00% | #314 |
| 2024 | 49 | 31 | 20.4% | 6.13% | #324 |
| 2025 | 36 | 23 | 11.1% | 5.63% | #364 |
What RBC Bank, (Georgia) lends in New York
By loan purpose
By loan type
Why it denied New York applicants
Where in New York
Counties with the most RBC Bank, (Georgia) applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Niagara County | 8 | 4 | 3 | 37.5% |
| Erie County | 5 | 3 | 0 | 0.0% |
| Westchester County | 4 | 4 | 0 | 0.0% |
| Nassau County | 2 | 2 | 0 | 0.0% |
| Onondaga County | 2 | 1 | 0 | 0.0% |
| New York County | 2 | 2 | 0 | 0.0% |
| Suffolk County | 2 | 2 | 0 | 0.0% |
| Saratoga County | 1 | 0 | 0 | 0.0% |
| Kings County | 1 | 0 | 0 | 0.0% |
| Cattaraugus County | 1 | 0 | 0 | 0.0% |
Other large lenders in New York
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 20,315 | 32.7% | 7.97% |
| Rocket Mortgage | C | 19,924 | 22.0% | 6.88% |
| United Shore Financial Services | B | 14,777 | 11.2% | 6.50% |
| JPMorgan Chase Bank | B | 14,735 | 11.7% | 6.38% |
| Manufacturers and Traders Trust | C | 12,335 | 31.3% | 5.99% |
| Bank of America | F | 10,193 | 35.7% | 5.99% |
| Bethpage Federal Credit Union | C | 9,736 | 47.2% | 6.49% |
| TD Bank | D | 9,239 | 30.2% | 7.69% |
| Newrez | D | 8,654 | 24.2% | 6.75% |
| ESL Federal Credit Union | B | 7,817 | 17.6% | 4.50% |
Frequently asked questions
New York: 36 applications in 2025, of which 23 were originated and 4 denied.
11.1% of all applications, or 14.3% of the applications it actually decided on. The New York statewide average across all lenders was 19.8%.
The median rate on loans RBC Bank, (Georgia) originated in New York in 2025 was 5.63%, against a statewide median of 6.63%.
About this data. Figures are RBC Bank, (Georgia)'s own HMDA filing for properties located in New York, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology