Raymond James Bank in Minnesota vs the state
6.3%Denial rate-7.35 pts vs state
6.3%Decision denial rate-10.10 pts vs state
93.8%Origination rate+27.38 pts vs state
5.63%Median rate-1.00 pts vs state
-0.45Rate spread (pts)-0.70 pts vs state
$422kMedian applicant income
15Loans originated
1Denied
Trend in Minnesota
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 17 | 14 | 0.0% | 5.88% | #400 |
| 2024 | 12 | 9 | 8.3% | 5.88% | #437 |
| 2025 | 16 | 15 | 6.3% | 5.63% | #413 |
What Raymond James Bank lends in Minnesota
By loan purpose
By loan type
Why it denied Minnesota applicants
Where in Minnesota
Counties with the most Raymond James Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hennepin County | 4 | 4 | 0 | 0.0% |
| Cass County | 3 | 2 | 1 | 33.3% |
| Dakota County | 2 | 2 | 0 | 0.0% |
| St. Louis County | 2 | 2 | 0 | 0.0% |
| Olmsted County | 1 | 1 | 0 | 0.0% |
| Washington County | 1 | 1 | 0 | 0.0% |
| Anoka County | 1 | 1 | 0 | 0.0% |
| Carver County | 1 | 1 | 0 | 0.0% |
| Todd County | 1 | 1 | 0 | 0.0% |
Other large lenders in Minnesota
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 8,694 | 10.6% | 6.38% |
| U.S. Bank | D | 8,624 | 30.4% | 7.88% |
| Bell Bank | A | 7,987 | 5.3% | 6.63% |
| Rocket Mortgage | C | 7,630 | 16.3% | 6.63% |
| Trustone Financial Credit Union | C | 6,066 | 20.0% | 7.25% |
| Affinity Plus | C | 5,438 | 14.6% | 6.63% |
| Blaze Credit Union | B | 4,074 | 12.3% | 6.38% |
| Wings Financial Credit Union | A | 3,960 | 16.4% | 7.25% |
| Crosscountry Mortgage | B | 3,942 | 2.1% | 6.63% |
| Fairway Independent Mortgage | B | 3,327 | 3.2% | 6.75% |
Frequently asked questions
Minnesota: 16 applications in 2025, of which 15 were originated and 1 denied.
6.3% of all applications, or 6.3% of the applications it actually decided on. The Minnesota statewide average across all lenders was 13.6%.
The median rate on loans Raymond James Bank originated in Minnesota in 2025 was 5.63%, against a statewide median of 6.63%.
About this data. Figures are Raymond James Bank's own HMDA filing for properties located in Minnesota, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology