Quontic Bank in Florida vs the state
14.8%Denial rate-6.28 pts vs state
21.6%Decision denial rate-5.66 pts vs state
53.2%Origination rate+0.51 pts vs state
8.38%Median rate+1.75 pts vs state
2.18Rate spread (pts)+1.91 pts vs state
$206kMedian applicant income
108Loans originated
30Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 206 | 117 | 10.2% | 9.00% | #378 |
| 2024 | 262 | 141 | 10.7% | 8.63% | #336 |
| 2025 | 203 | 108 | 14.8% | 8.38% | #364 |
What Quontic Bank lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Quontic Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Broward County | 41 | 19 | 7 | 17.1% |
| Miami-Dade County | 37 | 22 | 4 | 10.8% |
| Palm Beach County | 30 | 18 | 2 | 6.7% |
| Polk County | 11 | 1 | 4 | 36.4% |
| Lee County | 9 | 6 | 2 | 22.2% |
| Orange County | 8 | 4 | 1 | 12.5% |
| Sarasota County | 7 | 3 | 1 | 14.3% |
| Hillsborough County | 6 | 5 | 0 | 0.0% |
| St. Lucie County | 5 | 4 | 1 | 20.0% |
| Pinellas County | 4 | 2 | 1 | 25.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 203 applications in 2025, of which 108 were originated and 30 denied.
14.8% of all applications, or 21.6% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Quontic Bank originated in Florida in 2025 was 8.38%, against a statewide median of 6.63%.
About this data. Figures are Quontic Bank's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology