Pulte Mortgage in Oregon vs the state
2.6%Denial rate-12.68 pts vs state
3.3%Decision denial rate-15.83 pts vs state
76.3%Origination rate+15.70 pts vs state
5.25%Median rate-1.50 pts vs state
-1.39Rate spread (pts)-1.67 pts vs state
$200kMedian applicant income
29Loans originated
1Denied
Trend in Oregon
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 39 | 29 | 2.6% | 5.50% | #229 |
| 2025 | 38 | 29 | 2.6% | 5.25% | #252 |
What Pulte Mortgage lends in Oregon
By loan purpose
By loan type
Why it denied Oregon applicants
Where in Oregon
Counties with the most Pulte Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Clackamas County | 21 | 14 | 0 | 0.0% |
| Washington County | 17 | 15 | 1 | 5.9% |
Other large lenders in Oregon
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Onpoint Community Credit Union | B | 10,710 | 15.7% | 7.50% |
| Rocket Mortgage | C | 6,649 | 16.3% | 6.75% |
| United Shore Financial Services | B | 6,600 | 10.4% | 6.25% |
| Guild Mortgage | A | 6,034 | 2.6% | 6.55% |
| U.S. Bank | D | 4,875 | 31.6% | 7.85% |
| Umpqua Bank | C | 3,155 | 23.0% | 7.50% |
| Newrez | D | 2,945 | 12.9% | 6.63% |
| CMG Mortgage | A | 2,702 | 2.9% | 6.50% |
| Pennymac Loan Services | C | 2,642 | 10.2% | 6.62% |
| Rogue Credit Union | C | 2,511 | 10.2% | 7.49% |
Frequently asked questions
Oregon: 38 applications in 2025, of which 29 were originated and 1 denied.
2.6% of all applications, or 3.3% of the applications it actually decided on. The Oregon statewide average across all lenders was 15.3%.
The median rate on loans Pulte Mortgage originated in Oregon in 2025 was 5.25%, against a statewide median of 6.75%.
About this data. Figures are Pulte Mortgage's own HMDA filing for properties located in Oregon, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology