Pulte Mortgage in Massachusetts vs the state
2.9%Denial rate-13.29 pts vs state
3.4%Decision denial rate-16.53 pts vs state
82.5%Origination rate+19.86 pts vs state
6.50%Median rate-0.13 pts vs state
0.03Rate spread (pts)-0.06 pts vs state
$170kMedian applicant income
141Loans originated
5Denied
Trend in Massachusetts
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 186 | 123 | 4.3% | 6.50% | #159 |
| 2024 | 162 | 124 | 3.1% | 6.63% | #170 |
| 2025 | 171 | 141 | 2.9% | 6.50% | #183 |
What Pulte Mortgage lends in Massachusetts
By loan purpose
By loan type
Why it denied Massachusetts applicants
Where in Massachusetts
Counties with the most Pulte Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Worcester County | 85 | 71 | 1 | 1.2% |
| Middlesex County | 77 | 65 | 4 | 5.2% |
| Bristol County | 8 | 5 | 0 | 0.0% |
| Norfolk County | 1 | 0 | 0 | 0.0% |
Other large lenders in Massachusetts
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 17,476 | 29.0% | 7.40% |
| Rocket Mortgage | C | 8,698 | 15.9% | 6.75% |
| Bank of America | F | 7,784 | 30.1% | 5.99% |
| Guaranteed Rate | B | 7,313 | 4.5% | 6.50% |
| Eastern Bank | B | 6,216 | 31.8% | 6.99% |
| Rockland Trust | C | 5,990 | 28.6% | 6.99% |
| Leader Bank | A | 5,913 | 1.8% | 6.25% |
| United Shore Financial Services | B | 5,898 | 12.8% | 6.50% |
| Crosscountry Mortgage | B | 5,634 | 3.8% | 6.63% |
| TD Bank | D | 3,778 | 26.9% | 7.44% |
Frequently asked questions
Massachusetts: 171 applications in 2025, of which 141 were originated and 5 denied.
2.9% of all applications, or 3.4% of the applications it actually decided on. The Massachusetts statewide average across all lenders was 16.2%.
The median rate on loans Pulte Mortgage originated in Massachusetts in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Pulte Mortgage's own HMDA filing for properties located in Massachusetts, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology