Pulte Mortgage in Maryland vs the state
9.0%Denial rate-9.83 pts vs state
10.9%Decision denial rate-13.27 pts vs state
73.4%Origination rate+17.64 pts vs state
6.13%Median rate-0.50 pts vs state
-0.16Rate spread (pts)-0.41 pts vs state
$183kMedian applicant income
278Loans originated
34Denied
Trend in Maryland
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 211 | 151 | 9.5% | 5.88% | #132 |
| 2024 | 367 | 303 | 5.2% | 6.63% | #101 |
| 2025 | 379 | 278 | 9.0% | 6.13% | #112 |
What Pulte Mortgage lends in Maryland
By loan purpose
By loan type
Why it denied Maryland applicants
Where in Maryland
Counties with the most Pulte Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Montgomery County | 232 | 170 | 20 | 8.6% |
| Anne Arundel County | 147 | 108 | 14 | 9.5% |
Other large lenders in Maryland
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 12,806 | 16.8% | 6.63% |
| Navy Federal Credit Union | D | 11,436 | 23.0% | 8.00% |
| United Shore Financial Services | B | 9,307 | 16.0% | 6.13% |
| Truist Bank | C | 6,559 | 34.9% | 6.49% |
| Bank of America | F | 6,051 | 35.8% | 6.24% |
| Newrez | D | 5,739 | 21.0% | 6.63% |
| State Employees Credit Union of Maryland | D | 5,624 | 44.6% | 6.25% |
| PNC Bank | D | 5,582 | 28.0% | 7.41% |
| Manufacturers and Traders Trust | C | 5,497 | 32.0% | 5.99% |
| Pennymac Loan Services | C | 5,411 | 12.4% | 6.49% |
Frequently asked questions
Maryland: 379 applications in 2025, of which 278 were originated and 34 denied.
9.0% of all applications, or 10.9% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.
The median rate on loans Pulte Mortgage originated in Maryland in 2025 was 6.13%, against a statewide median of 6.63%.
About this data. Figures are Pulte Mortgage's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology