Pulte Mortgage in Indiana vs the state
11.8%Denial rate-4.74 pts vs state
14.3%Decision denial rate-5.85 pts vs state
70.8%Origination rate+8.52 pts vs state
5.50%Median rate-1.25 pts vs state
-0.81Rate spread (pts)-1.17 pts vs state
$130kMedian applicant income
610Loans originated
102Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 768 | 590 | 6.5% | 5.99% | #78 |
| 2024 | 861 | 651 | 10.9% | 5.38% | #72 |
| 2025 | 862 | 610 | 11.8% | 5.50% | #79 |
What Pulte Mortgage lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most Pulte Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hamilton County | 378 | 272 | 34 | 9.0% |
| Boone County | 226 | 169 | 25 | 11.1% |
| Hendricks County | 223 | 143 | 43 | 19.3% |
| Johnson County | 35 | 26 | 0 | 0.0% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 862 applications in 2025, of which 610 were originated and 102 denied.
11.8% of all applications, or 14.3% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans Pulte Mortgage originated in Indiana in 2025 was 5.50%, against a statewide median of 6.75%.
About this data. Figures are Pulte Mortgage's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology