Prince George'S Community · Maryland · 2025

Prince George'S Community in Maryland: approval rate, denial rate and rates (2025)

Prince George'S Community took 211 mortgage applications in Maryland in 2025, ranking #155 of 810 lenders active in the state. It originated 72.0% of them and denied 19.0% (19.4% of the applications it decided), against a statewide denial rate of 18.8%.

211Applicationsin MD
19.4%Decision denial ratestate 24.1%
7.50%Median ratestate 6.63%
$75,000Median loanstate $265,000
$15MVolume13 counties

Prince George'S Community in Maryland vs the state

19.0%Denial rate+0.16 pts vs state
19.4%Decision denial rate-4.71 pts vs state
72.0%Origination rate+16.33 pts vs state
7.50%Median rate+0.88 pts vs state
1.22Rate spread (pts)+0.97 pts vs state
$121kMedian applicant income
152Loans originated
40Denied

Trend in Maryland

YearApplicationsOriginatedDenial rateMedian rateRank in state
202320415617.7%8.00%#138
202423717518.6%8.50%#132
202521115219.0%7.50%#155

What Prince George'S Community lends in Maryland

By loan purpose

Home purchase 1 0% · 0.0% denied
Refinance 53 25% · 17.0% denied
Home improvement 110 52% · 16.4% denied
Other / HELOC 47 22% · 27.7% denied

By loan type

Conventional 211 100% · 19.0% denied

Why it denied Maryland applicants

Other 29 73%
Debt-to-income ratio 10 25%
Incomplete application 1 3%

Where in Maryland

Counties with the most Prince George'S Community applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Prince George's County 16311135 21.5%
Anne Arundel County 16114 25.0%
Calvert County 12120 0.0%
Charles County 650 0.0%
Queen Anne's County 330 0.0%
Howard County 330 0.0%
Baltimore County 220 0.0%
Caroline County 110 0.0%
Frederick County 110 0.0%
Cecil County 110 0.0%

Other large lenders in Maryland

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 12,80616.8%6.63%
Navy Federal Credit UnionD 11,43623.0%8.00%
United Shore Financial ServicesB 9,30716.0%6.13%
Truist BankC 6,55934.9%6.49%
Bank of AmericaF 6,05135.8%6.24%
NewrezD 5,73921.0%6.63%
State Employees Credit Union of MarylandD 5,62444.6%6.25%
PNC BankD 5,58228.0%7.41%
Manufacturers and Traders TrustC 5,49732.0%5.99%
Pennymac Loan ServicesC 5,41112.4%6.49%

Frequently asked questions

Maryland: 211 applications in 2025, of which 152 were originated and 40 denied.

19.0% of all applications, or 19.4% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.

The median rate on loans Prince George'S Community originated in Maryland in 2025 was 7.50%, against a statewide median of 6.63%.

About this data. Figures are Prince George'S Community's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology