Primelending, a Plainscapital in Minnesota vs the state
4.3%Denial rate-9.27 pts vs state
5.4%Decision denial rate-10.92 pts vs state
72.3%Origination rate+5.95 pts vs state
6.63%Median rate0.00 pts vs state
0.20Rate spread (pts)-0.05 pts vs state
$96kMedian applicant income
418Loans originated
25Denied
Trend in Minnesota
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 446 | 350 | 3.4% | 6.75% | #76 |
| 2024 | 536 | 414 | 3.9% | 6.88% | #74 |
| 2025 | 578 | 418 | 4.3% | 6.63% | #74 |
What Primelending, a Plainscapital lends in Minnesota
By loan purpose
By loan type
Why it denied Minnesota applicants
Where in Minnesota
Counties with the most Primelending, a Plainscapital applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hennepin County | 90 | 61 | 6 | 6.7% |
| Stearns County | 49 | 38 | 4 | 8.2% |
| Ramsey County | 46 | 32 | 1 | 2.2% |
| Scott County | 37 | 23 | 2 | 5.4% |
| Dakota County | 36 | 25 | 0 | 0.0% |
| Anoka County | 26 | 18 | 1 | 3.8% |
| Wright County | 23 | 16 | 0 | 0.0% |
| Benton County | 21 | 17 | 2 | 9.5% |
| Washington County | 20 | 13 | 1 | 5.0% |
| Crow Wing County | 18 | 12 | 0 | 0.0% |
Other large lenders in Minnesota
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 8,694 | 10.6% | 6.38% |
| U.S. Bank | D | 8,624 | 30.4% | 7.88% |
| Bell Bank | A | 7,987 | 5.3% | 6.63% |
| Rocket Mortgage | C | 7,630 | 16.3% | 6.63% |
| Trustone Financial Credit Union | C | 6,066 | 20.0% | 7.25% |
| Affinity Plus | C | 5,438 | 14.6% | 6.63% |
| Blaze Credit Union | B | 4,074 | 12.3% | 6.38% |
| Wings Financial Credit Union | A | 3,960 | 16.4% | 7.25% |
| Crosscountry Mortgage | B | 3,942 | 2.1% | 6.63% |
| Fairway Independent Mortgage | B | 3,327 | 3.2% | 6.75% |
Frequently asked questions
Minnesota: 578 applications in 2025, of which 418 were originated and 25 denied.
4.3% of all applications, or 5.4% of the applications it actually decided on. The Minnesota statewide average across all lenders was 13.6%.
The median rate on loans Primelending, a Plainscapital originated in Minnesota in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Primelending, a Plainscapital's own HMDA filing for properties located in Minnesota, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology