Primelending, a Plainscapital in Maryland vs the state
3.3%Denial rate-15.49 pts vs state
3.7%Decision denial rate-20.42 pts vs state
77.2%Origination rate+21.53 pts vs state
6.63%Median rate0.00 pts vs state
0.21Rate spread (pts)-0.03 pts vs state
$122kMedian applicant income
397Loans originated
17Denied
Trend in Maryland
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 929 | 693 | 4.6% | 6.75% | #49 |
| 2024 | 683 | 513 | 5.7% | 6.75% | #70 |
| 2025 | 514 | 397 | 3.3% | 6.63% | #87 |
What Primelending, a Plainscapital lends in Maryland
By loan purpose
By loan type
Why it denied Maryland applicants
Where in Maryland
Counties with the most Primelending, a Plainscapital applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Baltimore County | 93 | 69 | 2 | 2.2% |
| Baltimore city | 89 | 70 | 2 | 2.2% |
| Calvert County | 40 | 32 | 1 | 2.5% |
| Frederick County | 37 | 30 | 1 | 2.7% |
| Worcester County | 30 | 22 | 1 | 3.3% |
| Washington County | 29 | 22 | 2 | 6.9% |
| Howard County | 28 | 19 | 1 | 3.6% |
| Wicomico County | 21 | 20 | 0 | 0.0% |
| Harford County | 19 | 17 | 0 | 0.0% |
| Montgomery County | 18 | 12 | 1 | 5.6% |
Other large lenders in Maryland
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 12,806 | 16.8% | 6.63% |
| Navy Federal Credit Union | D | 11,436 | 23.0% | 8.00% |
| United Shore Financial Services | B | 9,307 | 16.0% | 6.13% |
| Truist Bank | C | 6,559 | 34.9% | 6.49% |
| Bank of America | F | 6,051 | 35.8% | 6.24% |
| Newrez | D | 5,739 | 21.0% | 6.63% |
| State Employees Credit Union of Maryland | D | 5,624 | 44.6% | 6.25% |
| PNC Bank | D | 5,582 | 28.0% | 7.41% |
| Manufacturers and Traders Trust | C | 5,497 | 32.0% | 5.99% |
| Pennymac Loan Services | C | 5,411 | 12.4% | 6.49% |
Frequently asked questions
Maryland: 514 applications in 2025, of which 397 were originated and 17 denied.
3.3% of all applications, or 3.7% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.
The median rate on loans Primelending, a Plainscapital originated in Maryland in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Primelending, a Plainscapital's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology