Primelending, a Plainscapital in Florida vs the state
8.5%Denial rate-12.54 pts vs state
10.1%Decision denial rate-17.11 pts vs state
70.8%Origination rate+18.11 pts vs state
6.49%Median rate-0.13 pts vs state
0.10Rate spread (pts)-0.17 pts vs state
$110kMedian applicant income
931Loans originated
112Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,742 | 1,196 | 7.1% | 6.75% | #94 |
| 2024 | 1,309 | 892 | 7.0% | 6.75% | #120 |
| 2025 | 1,315 | 931 | 8.5% | 6.49% | #126 |
What Primelending, a Plainscapital lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Primelending, a Plainscapital applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Marion County | 211 | 162 | 13 | 6.2% |
| Okaloosa County | 88 | 61 | 10 | 11.4% |
| Osceola County | 63 | 48 | 5 | 7.9% |
| Santa Rosa County | 62 | 44 | 8 | 12.9% |
| Orange County | 61 | 47 | 5 | 8.2% |
| Palm Beach County | 61 | 27 | 9 | 14.8% |
| Volusia County | 60 | 45 | 4 | 6.7% |
| Brevard County | 50 | 35 | 4 | 8.0% |
| Polk County | 47 | 37 | 4 | 8.5% |
| Duval County | 45 | 29 | 7 | 15.6% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 1,315 applications in 2025, of which 931 were originated and 112 denied.
8.5% of all applications, or 10.1% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Primelending, a Plainscapital originated in Florida in 2025 was 6.49%, against a statewide median of 6.63%.
About this data. Figures are Primelending, a Plainscapital's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology