Prime Meridian Bank in Florida vs the state
3.8%Denial rate-17.23 pts vs state
4.7%Decision denial rate-22.54 pts vs state
71.6%Origination rate+18.89 pts vs state
—Median rate
—Rate spread (pts)
$158kMedian applicant income
131Loans originated
7Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 167 | 139 | 6.0% | — | #411 |
| 2024 | 160 | 108 | 3.8% | — | #410 |
| 2025 | 183 | 131 | 3.8% | — | #385 |
What Prime Meridian Bank lends in Florida
By loan purpose
By loan type
Where in Florida
Counties with the most Prime Meridian Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Leon County | 112 | 74 | 5 | 4.5% |
| Wakulla County | 26 | 18 | 0 | 0.0% |
| Polk County | 11 | 10 | 1 | 9.1% |
| Franklin County | 6 | 5 | 0 | 0.0% |
| Monroe County | 4 | 4 | 0 | 0.0% |
| St. Johns County | 3 | 2 | 0 | 0.0% |
| Gadsden County | 3 | 3 | 0 | 0.0% |
| Gulf County | 3 | 2 | 0 | 0.0% |
| Orange County | 3 | 3 | 0 | 0.0% |
| Walton County | 2 | 2 | 0 | 0.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 183 applications in 2025, of which 131 were originated and 7 denied.
3.8% of all applications, or 4.7% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Prime Meridian Bank's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology