Premia Mortgage, LLC DBA Premia Relocation Mortgage · South Carolina · 2025

Premia Mortgage, LLC DBA Premia Relocation Mortgage in South Carolina: approval rate, denial rate and rates (2025)

Premia Mortgage, LLC DBA Premia Relocation Mortgage took 77 mortgage applications in South Carolina in 2025, ranking #288 of 1,143 lenders active in the state. It originated 85.7% of them and denied 2.6% (2.9% of the applications it decided), against a statewide denial rate of 18.3%.

77Applicationsin SC
2.9%Decision denial ratestate 23.5%
6.11%Median ratestate 6.50%
$405,000Median loanstate $225,000
$29MVolume18 counties

Premia Mortgage, LLC DBA Premia Relocation Mortgage in South Carolina vs the state

2.6%Denial rate-15.71 pts vs state
2.9%Decision denial rate-20.53 pts vs state
85.7%Origination rate+29.10 pts vs state
6.11%Median rate-0.39 pts vs state
-0.04Rate spread (pts)-0.26 pts vs state
$160kMedian applicant income
66Loans originated
2Denied

Trend in South Carolina

YearApplicationsOriginatedDenial rateMedian rateRank in state
202361460.0%6.38%#295
202472582.8%6.41%#278
202577662.6%6.11%#288

What Premia Mortgage, LLC DBA Premia Relocation Mortgage lends in South Carolina

By loan purpose

Home purchase 77 100% · 2.6% denied

By loan type

Conventional 52 68% · 0.0% denied
FHA 15 19% · 6.7% denied
VA 10 13% · 10.0% denied

Why it denied South Carolina applicants

Insufficient cash 1 50%
Collateral 1 50%

Where in South Carolina

Counties with the most Premia Mortgage, LLC DBA Premia Relocation Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
York County 1291 8.3%
Charleston County 11100 0.0%
Berkeley County 1090 0.0%
Dorchester County 870 0.0%
Spartanburg County 641 16.7%
Anderson County 650 0.0%
Greenville County 540 0.0%
Richland County 440 0.0%
Lexington County 320 0.0%
Florence County 220 0.0%

Other large lenders in South Carolina

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 13,40316.8%6.63%
Vanderbilt Mortgage and FinanceF 12,27240.7%6.50%
United Shore Financial ServicesB 9,23612.8%6.13%
21st MortgageF 6,51048.2%10.41%
Dhi Mortgage CompanyB 6,18417.4%4.99%
Navy Federal Credit UnionD 5,42421.2%7.50%
First-Citizens Bank & TrustB 5,39920.9%6.38%
Freedom MortgageB 5,2967.3%6.25%
Mortgage Research CenterC 5,18919.1%6.25%
Bank of AmericaF 5,00933.1%6.24%

Frequently asked questions

South Carolina: 77 applications in 2025, of which 66 were originated and 2 denied.

2.6% of all applications, or 2.9% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.

The median rate on loans Premia Mortgage, LLC DBA Premia Relocation Mortgage originated in South Carolina in 2025 was 6.11%, against a statewide median of 6.50%.

About this data. Figures are Premia Mortgage, LLC DBA Premia Relocation Mortgage's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology