Popular Bank in New York vs the state
9.2%Denial rate-10.59 pts vs state
10.3%Decision denial rate-13.70 pts vs state
79.4%Origination rate+19.80 pts vs state
—Median rate
—Rate spread (pts)
$186kMedian applicant income
104Loans originated
12Denied
Trend in New York
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 138 | 76 | 29.0% | 6.00% | #233 |
| 2024 | 108 | 61 | 28.7% | 6.38% | #255 |
| 2025 | 131 | 104 | 9.2% | — | #242 |
What Popular Bank lends in New York
By loan purpose
By loan type
Where in New York
Counties with the most Popular Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Queens County | 45 | 38 | 3 | 6.7% |
| Bronx County | 23 | 21 | 0 | 0.0% |
| Kings County | 21 | 13 | 3 | 14.3% |
| Nassau County | 15 | 10 | 2 | 13.3% |
| New York County | 14 | 11 | 2 | 14.3% |
| Westchester County | 7 | 7 | 0 | 0.0% |
| Suffolk County | 3 | 2 | 1 | 33.3% |
| Richmond County | 2 | 2 | 0 | 0.0% |
| Putnam County | 1 | 0 | 1 | 100.0% |
Other large lenders in New York
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 20,315 | 32.7% | 7.97% |
| Rocket Mortgage | C | 19,924 | 22.0% | 6.88% |
| United Shore Financial Services | B | 14,777 | 11.2% | 6.50% |
| JPMorgan Chase Bank | B | 14,735 | 11.7% | 6.38% |
| Manufacturers and Traders Trust | C | 12,335 | 31.3% | 5.99% |
| Bank of America | F | 10,193 | 35.7% | 5.99% |
| Bethpage Federal Credit Union | C | 9,736 | 47.2% | 6.49% |
| TD Bank | D | 9,239 | 30.2% | 7.69% |
| Newrez | D | 8,654 | 24.2% | 6.75% |
| ESL Federal Credit Union | B | 7,817 | 17.6% | 4.50% |
Frequently asked questions
New York: 131 applications in 2025, of which 104 were originated and 12 denied.
9.2% of all applications, or 10.3% of the applications it actually decided on. The New York statewide average across all lenders was 19.8%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Popular Bank's own HMDA filing for properties located in New York, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology