Planet Home Lending in Florida vs the state
19.7%Denial rate-1.39 pts vs state
21.6%Decision denial rate-5.65 pts vs state
69.4%Origination rate+16.72 pts vs state
6.25%Median rate-0.38 pts vs state
0.16Rate spread (pts)-0.10 pts vs state
$98kMedian applicant income
1,207Loans originated
342Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 876 | 520 | 32.9% | 6.63% | #164 |
| 2024 | 1,251 | 863 | 26.1% | 6.50% | #124 |
| 2025 | 1,739 | 1,207 | 19.7% | 6.25% | #104 |
What Planet Home Lending lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Planet Home Lending applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Duval County | 189 | 150 | 20 | 10.6% |
| Hillsborough County | 108 | 73 | 20 | 18.5% |
| Polk County | 93 | 54 | 25 | 26.9% |
| Pasco County | 76 | 51 | 8 | 10.5% |
| St. Johns County | 71 | 53 | 5 | 7.0% |
| Broward County | 70 | 45 | 20 | 28.6% |
| Orange County | 61 | 40 | 14 | 23.0% |
| Volusia County | 61 | 46 | 10 | 16.4% |
| Miami-Dade County | 58 | 33 | 21 | 36.2% |
| Brevard County | 56 | 39 | 10 | 17.9% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 1,739 applications in 2025, of which 1,207 were originated and 342 denied.
19.7% of all applications, or 21.6% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Planet Home Lending originated in Florida in 2025 was 6.25%, against a statewide median of 6.63%.
About this data. Figures are Planet Home Lending's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology