Pike Creek Mortgage Services in Michigan vs the state
4.2%Denial rate-14.35 pts vs state
5.9%Decision denial rate-16.70 pts vs state
66.7%Origination rate+6.78 pts vs state
6.31%Median rate-0.44 pts vs state
0.39Rate spread (pts)-0.01 pts vs state
$85kMedian applicant income
16Loans originated
1Denied
What Pike Creek Mortgage Services lends in Michigan
By loan purpose
By loan type
Why it denied Michigan applicants
Where in Michigan
Counties with the most Pike Creek Mortgage Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Macomb County | 9 | 8 | 0 | 0.0% |
| Oakland County | 6 | 1 | 0 | 0.0% |
| Wayne County | 5 | 4 | 0 | 0.0% |
| Muskegon County | 1 | 0 | 1 | 100.0% |
| Washtenaw County | 1 | 1 | 0 | 0.0% |
| Ingham County | 1 | 1 | 0 | 0.0% |
| St. Clair County | 1 | 1 | 0 | 0.0% |
Other large lenders in Michigan
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 30,644 | 16.3% | 6.75% |
| United Shore Financial Services | B | 29,330 | 11.7% | 6.60% |
| The Huntington National Bank | D | 20,047 | 30.0% | 7.49% |
| Lake Michigan Credit Union | A | 16,662 | 5.6% | 6.75% |
| Fifth Third Bank | D | 11,176 | 26.4% | 7.50% |
| 21st Mortgage | F | 7,424 | 53.4% | 11.04% |
| Citizens Bank | C | 6,592 | 29.0% | 7.65% |
| Triad Financial Services | D | 6,426 | 56.1% | 8.49% |
| Union Home Mortgage | B | 5,303 | 4.3% | 6.75% |
| PNC Bank | D | 5,161 | 26.3% | 7.36% |
Frequently asked questions
Michigan: 24 applications in 2025, of which 16 were originated and 1 denied.
4.2% of all applications, or 5.9% of the applications it actually decided on. The Michigan statewide average across all lenders was 18.5%.
The median rate on loans Pike Creek Mortgage Services originated in Michigan in 2025 was 6.31%, against a statewide median of 6.75%.
About this data. Figures are Pike Creek Mortgage Services's own HMDA filing for properties located in Michigan, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology